:root{--ink:#16222a;--navy:#12354b;--blue:#1c718d;--sky:#edf7fa;--line:#d8e3e7;--muted:#62727c;--sand:#fbf7ef;--green:#285f52;--red:#b51d26;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.68;background:#fff}a{color:#0c658a}
.site-head{background:#fff;border-bottom:1px solid var(--line)}.headin{max-width:1180px;margin:auto;padding:16px 22px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{font-weight:800;font-size:30px;text-decoration:none;color:var(--navy)}.brand b{color:var(--blue)}.strap{font-size:14px;color:var(--muted)}
.menu{background:var(--navy)}.menuin{max-width:1180px;margin:auto;padding:0 14px;display:flex;flex-wrap:wrap}.menu a{color:#fff;text-decoration:none;padding:11px 10px;font-size:14px}.menu a:hover{background:#0c2738}
.mast{background:#0f3144}.mast-media{height:430px;position:relative;overflow:hidden}.mast-media picture{position:absolute;inset:0}.mast-img{width:100%;height:100%;object-fit:cover;display:block}.mast-shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(7,27,38,.9),rgba(7,27,38,.64) 48%,rgba(7,27,38,.15) 78%,rgba(7,27,38,.04))}
.mastin{position:relative;z-index:2;max-width:1180px;margin:auto;height:430px;padding:40px 22px;display:flex;align-items:center}.mastcopy{max-width:760px}.eyebrow{font-size:13px;letter-spacing:.09em;text-transform:uppercase;color:#bee4ef;font-weight:700;margin-bottom:10px}.mast h1{font-size:44px;line-height:1.12;color:#fff;margin:0 0 15px}.mast p{font-size:18px;color:#eff8fb;max-width:730px;margin:0}
.page{max-width:1180px;margin:auto;padding:34px 22px 64px}.crumb{font-size:13px;color:#6b7880;margin-bottom:22px}.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:38px;align-items:start}.article{min-width:0}
.quick{font-size:19px;background:var(--sky);border-radius:10px;padding:20px 22px;margin-bottom:28px;border:1px solid #cfe5ec}.article h2{font-size:26px;line-height:1.25;color:var(--navy);margin:34px 0 11px}.article h3{color:var(--navy)}.article p{margin:0 0 17px}.article ul{padding-left:22px}.article li{margin:7px 0}
.side{position:sticky;top:18px;border:1px solid var(--line);border-radius:10px;background:#fff;padding:19px}.side h2{font-size:19px;margin:0 0 11px;color:var(--navy)}.side p,.side li{font-size:14px}.side ul{padding-left:19px}
.callout{background:var(--sand);border:1px solid #eadfc8;border-radius:9px;padding:17px 19px;margin:24px 0}.do-now{background:#f1f7f4;border:1px solid #cde0d6;border-radius:9px;padding:17px 19px;margin:24px 0}.do-now strong,.callout strong{color:var(--navy)}
.article-nav{border-top:1px solid var(--line);margin-top:36px;padding-top:24px}.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.card{display:block;text-decoration:none;border:1px solid var(--line);border-radius:10px;padding:18px;background:#fff}.card:hover{box-shadow:0 4px 15px rgba(0,0,0,.06)}.card strong{display:block;color:var(--navy);font-size:17px;margin-bottom:5px}.card span{font-size:14px;color:var(--muted)}
.home-intro{font-size:20px;max-width:900px;margin:0 0 28px}.section-title{font-size:28px;color:var(--navy);margin:38px 0 16px}.category-strip{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}.category-strip a{background:var(--navy);color:#fff;text-decoration:none;padding:18px;border-radius:9px}.category-strip strong{display:block;font-size:17px}.category-strip span{display:block;font-size:13px;color:#d9edf4;margin-top:5px}
.quotebox{margin:34px 0 14px;text-align:center;padding:24px 18px;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.quote-lead{font-size:16px;margin-bottom:13px}.quotor{display:inline-block;background:linear-gradient(#d82c36,#a51018);color:#fff!important;text-decoration:none;font-weight:700;padding:14px 24px;border-radius:6px;box-shadow:0 2px 4px rgba(0,0,0,.16)}
.qz-tip{position:relative;display:flex;align-items:center;justify-content:center;gap:5px;margin-top:9px;font-size:12px;color:#5e6b75}.qz-powered{font-weight:700}.qz-icon{border:0;padding:0;background:transparent;color:#176b9b;font-size:16px;line-height:1;cursor:pointer}.qz-tip__bubble{display:none;position:absolute;left:50%;bottom:calc(100% + 10px);transform:translateX(-50%);width:min(390px,90vw);padding:13px 15px;background:#fff;border:1px solid #d7e1e7;border-radius:7px;box-shadow:0 5px 18px rgba(0,0,0,.16);color:#18232c;font-size:12px;line-height:1.5;text-align:left;z-index:100}.qz-icon:hover + .qz-tip__bubble,.qz-icon:focus + .qz-tip__bubble,.qz-tip.is-open .qz-tip__bubble{display:block}
.footer{background:#081f31;color:#dce4e9}.footin{max-width:1180px;margin:auto;padding:30px 22px;font-size:12px;line-height:1.58}.footer a{color:#fff}.footlinks{margin-bottom:15px}.footlinks a{margin-right:14px}
@media(max-width:900px){.article-layout{grid-template-columns:1fr}.side{position:static}.cards{grid-template-columns:1fr 1fr}.category-strip{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.headin{align-items:flex-start;flex-direction:column}.strap{margin-top:-10px}.menuin{display:block}.menu a{display:inline-block}.mast-media,.mastin{height:360px}.mast h1{font-size:31px}.mast p{font-size:16px}.page{padding:28px 18px 50px}.cards,.category-strip{grid-template-columns:1fr}.article-layout{gap:20px}}