It can if the scratch goes through the paint to bare metal. A surface mark in the clear coat is much less urgent.
Look at the depth
If you can see shiny metal or a dark chip where paint is missing, protect it sooner rather than later.
Door edges and wheel arches deserve attention
These areas see water and road salt and can deteriorate once paint is broken.
A simple touch-up can be enough
you rarely need a full body-shop repair for every stone chip. The aim is to seal exposed metal neatly.
Routine stone chips are maintenance. Damage from vandalism or an accident may fall under insurance depending on the policy and circumstances.
Compare car insurance
Powered by Quotezone
We are an introducer appointed representative of Seopa Ltd (FCA FRN: 313860). Seopa Ltd, trading as Quotezone, provides the insurance comparison service and we receive a commission for any policies purchased, at no cost to you. We do not offer financial advice.