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Someone Hit My Parked Car — What Should I Do?

take pictures of the damage plus surroundings, look for a note or witnesses, and contact your insurer if the incident may lead to a claim.

HomeSmall mistakes, real consequences
take pictures of the damage plus surroundings, look for a note or witnesses, and contact your insurer if the incident may lead to a claim.

Do not move evidence before recording it if safe

Take clear photographs of both the close damage and the wider position. Note the time and exact location.

Look for information without confronting people

A note, nearby doorbell camera or witness may identify the other vehicle. If another driver is present, exchange the required details calmly.

Small damage still needs a decision

A scuff may cost less than your excess; hidden bumper damage may cost more than it appears. Get a repair estimate before assuming the cheapest route.

Even if you do not intend to claim, your policy may require you to report an incident. Read the terms rather than assuming a small scrape can always be ignored.
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