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Does Your Insurer Need to Know If Your Car Is at a Garage Overnight?

Routine servicing or repair normally means the car is temporarily away from its usual parking place, not that your permanent overnight arrangement has changed.

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Routine servicing or repair normally means the car is temporarily away from its usual parking place, not that your permanent overnight arrangement has changed.

Temporary is different from normal

Insurance questions about where a car is kept are generally about the usual arrangement. A night at a garage after a repair is an ordinary exception.

Long-term storage is different

If the car will be kept elsewhere for weeks or months, or your normal parking has changed, speak to the insurer.

The garage should have its own cover

A reputable garage normally has motor-trade insurance for custody and road testing, but you can ask if the situation is unusual.

Insurance is easier to manage when the original policy accurately reflects where the car normally lives and how it is used.
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