Often a normal removable dashcam is not treated like a performance modification, but policy wording varies and some insurers offer their own dashcam terms or discounts.
Installation matters
A plug-in camera is different from major electrical alteration. If wiring or other parts of the car are changed, ask the insurer if it expects you to declare.
A camera does not prove you are right
Footage can be useful evidence, but it records only what it sees and may also show your own mistakes. Keep the date and time settings accurate.
Do not mount it where it blocks your view
The driver's view of the road must remain clear. Position the unit sensibly and route cables so they do not interfere with controls.
If a dashcam discount matters to you, compare the final policy price and terms rather than choosing an insurer simply because it advertises one.
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