Only if the arrangement is properly insured. Handing over the keys does not make any driver automatically covered.
Ask who is responsible
A professional valet service should have suitable insurance for moving customer vehicles. if in doubt, ask before handing the car over.
Look at your own policy too
Some policies contain conditions about custody, permitted drivers or commercial parking. The detail matters more than assumptions.
Remove valuables
Insurance questions aside, do not leave cash, important documents or loose valuables in the vehicle.
If you regularly use valet or managed parking, check your own policy terms when comparing insurers rather than discovering a restriction after an incident.
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